When I was growing up I got an allowance if I did my chores throughout the week. I started saving pretty early. In junoir high I would ride my bike downtown every Saturday morning. My mom got a part-time job downtown, and I had to get my allowance from her. I had to meet up with her before noon so I could get to the bank to deposit it in my savings account. I do not remember what I would do if I was not able to get to the bank before it closed on Saturday. I do not remember if I would spend it, or make a bigger deposit the next time.
The bank closed at noon on Saturdays. There was only one branch in town. I think back then banks in Illinois were limited to one branch. Banks still had savings accounts for kids where you could start with $10. I think my parents gave me the first $10. Do banks still have savings accounts for kids? I think not.
When I was in college, my parents paid for tuition, room and board. I worked over the summers and breaks for extra spending money. In addition to being Mr Physical Fitness, I was also Mr Fiscal Fitness.
I would like to think that one benefit of the economic downturn is the recognition that our health care system, and the level of care, is no longer the best in the world.
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