Here is the dividend income report for November, 2020.
The monthly dividend income came out to $196.63. The yearly income total for 2020 through the end of the month was $7050.91.
The income for November, 2019 was $126.48, and the yearly income for 2019 through the end of November was $6904.00.
There is not a whole lot to report. There was a brief reprieve from the interest rate repression. The dividends for the bond funds was slightly higher than it was for October. However, the December amounts have come in, and they have resumed their downward trajectory. I am considering putting some money back into individual stocks again. Unless there is a dividend cut, income from individual stocks keeps increasing. I don’t know what is going to happen, but I think that if any company can at least maintain their dividend for a few more months, they should be fine going forward.
It is possible my total at the end of this year will be less than last year. This is partially because I sold RWR. Last December it provided about $800 of income. I am still worried whether or not I will have enough cash flow for when I am old. I got an email from the Social Security Administration reminding me to check my statement. I will do that later. Perhaps that will provide a cushion.
Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each November from 2011 through 2020:
| Month | YTD | Amount | 3MMA | 12MMA |
|---|---|---|---|---|
| 2020-11 | $7050.91 | $196.63 | $742.84 | $885.10 |
| 2019-11 | $6904.00 | $126.48 | $843.65 | $768.17 |
| 2018-11 | $4657.77 | $50.86 | $562.56 | $541.30 |
| 2017-11 | $5699.20 | $560.60 | $559.31 | $560.58 |
| 2016-11 | $5048.77 | $506.98 | $502.98 | $500.27 |
| 2015-11 | $4517.55 | $460.83 | $477.55 | $452.28 |
| 2014-11 | $3528.16 | $291.27 | $357.30 | $343.53 |
| 2013-11 | $2811.61 | $252.75 | $277.74 | $291.48 |
| 2012-11 | $2898.91 | $247.99 | $262.78 | $284.49 |
| 2011-11 | $2577.05 | $246.37 | $232.84 | $240.81 |
Here are the securities and the income amounts for November, 2020:
- Vanguard Total Bond Market ETF: $148.40
- Vanguard Total Bond Market ETF: $38.01
- Vanguard Total International Bond ETF: $10.22
Big Jim will keep pushin’ to increase the size of his cushion.
Image from Wikimedia, assumed allowed under Fair Use. Painting of angel by Guariento di Arpo (1310-1370).
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