When I make a payment on my credit card, I tend to pay in incrementing amounts that I reset every month.
I think I started this a while back when some accounts were new, and I wanted to make a smaller payment so I did not lose too much money if something was wrong. I still do not like making big payments, and it gives me a quick way to check how much money I have spent in a month. Plus if I make small payments then I am logging into my credit card company’s website every few days which gives me a chance to double check that there no charges I did not authorize.
Big Jim likes process because it makes life easier to manage because it gives him less to keep track of.
Image by 19th-century French painter Cornelius Ary Renan (1857–1900); image from Wikimedia, assumed allowed under public domain.