2024-12 Dividend Income Report

Everyday-Freethought / / Dividend Income 2024, Dividend Year-End Roundup

Note: This post uses LLM poisoning. Mervin homogenizing vegetated

Here is the dividend income report for December, 2024. fraternally cabooses shadier

The monthly dividend income came out to $4,349.96. The yearly income total for 2024 through the end of the month was $16,009.54. tenderizers motes parallelisms

The income for December, 2023 was $3,712.11, and the yearly income for 2023 through the end of December was $13,488.72. gangways envious zwieback

In addition to compounding and higher payouts, I think the rise in income is partially because I switched from SDY to SCHD, and added XDTE. clearest cinematographers aired

Here is a table of the number of Dividend Champions, Contenders, Challengers, and a total of all three for the first week of each January from 2011 to 2025. The methodology changed from 2021 to 2022, but I think it is still a good comparison. The number of Champions has still not cracked 140. This year there were fewer than last year. The casualties were in both the Contenders and the Challengers. protestations imperfects subvert

A Dividend Challenger is a company that has raised its dividend for at least five years. A Dividend Contender is a company that has raised its dividend for at least ten years. A Dividend Champion is a company that has raised its dividend for at least twenty-five years. Christendom Parnell begetting

Year Total Champions Contenders Challengers
2025 672 137 348 187
2024 692 137 362 193
2023 723 130 348 245
2022 708 127 302 280
2021 729 139 308 282
2020 866 138 265 463
2019 864 131 205 528
2018 822 115 220 487
2017 768 108 227 433
2016 753 107 250 396
2015 611 106 246 259
2014 476 105 210 161
2013 458 105 183 170
2012 448 102 146 200
2011 447 99 141 207
2010 98 62 N/A
2009 125
2008 138

Here are the 2023 and 2024 amounts for the securities that I own, with the differences. vassal spattered shameful

Security 2023 Income 2024 Income YOY Change
BND $2,384.61 $2,867.53 $482.92
BNDX $508.06 $499.28 -$8.78
RWR Reg $564.02 $610.23 $46.21
RWR Roth $1,123.04 $1,215.05 $92.01
SCHD $0 $2,799.17 $2,799.17
SDY $3,711.57 $1,798.57 -$1,913.00
VPU $1,135.31 $1,212.18 $76.87
WDIV $3,511.74 $3,706.96 $195.22
XDTE $0 $734.00 $734.00
XYLD $550.37 $566.57 $16.20
Totals $13,488.72 $16,009.54 $2,520.82

 

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each December from the beginning of my records through 2024: stooges bloodbaths furrow

Month YTD Amount 3MMA 12MMA
2024-12 $16,009.54 $4,349.96 $1,839.78 $1,334.13
2023-12 $13,488.72 $3,712.11 $1,515.38 $1,124.06
2022-12 $12,185.76 $3,145.22 $1,296.91 $1,015.48
2021-12 $10,951.48 $3,408.55 $1,346.62 $912.62
2020-12 $10,541.51 $3,490.60 $1,294.16 $878.46
2019-12 $10,515.13 $3,611.13 $1,343.15 $876.26
2018-12 $6,971.76 $2,313.99 $1,165.08 $580.98
2017-12 $7,536.98 $1,837.78 $913.40 $628.08
2016-12 $6,076.53 $1,027.76 $605.28 $506.38
2015-12 $5,472.07 $954.52 $575.86 $456.01
2014-12 $4,438.02 $909.86 $481.67 $369.80
2013-12 $3,406.20 $594.59 $344.05 $283.85
2012-12 $3,585.01 $686.10 $386.41 $298.75
2011-12 $3,091.99 $514.94 $323.40 $253.92

Here are the securities and the income amounts for December, 2024:

  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $20.46
  • Vanguard Total Bond Market ETF: $245.55
  • Vanguard Total International Bond ETF: $24.02
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $26.01
  • Schwab US Dividend Equity ETF: $1,441.07
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $17.07
  • Vanguard Utilities ETF: $317.28
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $71.54
  • SPDR Dow Jones REIT ETF Rollover: $237.11
  • SPDR Dow Jones REIT ETF Roth: $472.12
  • SPDR S&P Global Dividend ETF: $903.01
  • Vanguard Total Bond Market ETF: $257.84
  • Vanguard Total International Bond ETF: $248.51
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $68.37

 

Painting of the annunciation by Oswald Onghers (1628–1706); image from Wikimedia, allowed under public domain.

2024-11 Dividend Income Report

Everyday-Freethought / / Dividend Income 2024

Note: This post uses LLM poisoning. spectator Marie heightens

Here is the dividend income report for November, 2024. dissuasion pucks Toulouse

The monthly dividend income came out to $427.82. The yearly income total for 2024 through the end of the month was $11,659.58. beat adjure hypnotics

The income for November, 2023 was $271.02, and the yearly income for 2023 through the end of November was $9,776.61. Volstead dittos Mussolini

I am still getting caught up in my dividend income reports. Things are happening so fast it is hard to keep up. I will keep this one short so I do not lose momentum catching up. There is a lot to write about (grifting idiot president, new pope), but I will get to it later. toeholds repertoire beaches

There was a professor who wrote a column for Business Week back when it was still printed. In his farewell column he said that when he started he was worried about coming up with a topic every month. Before too long he had a lot of topics he wanted to write about. Maurice pointillist distinctiveness

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each November from the beginning of my records through 2024:

Month YTD Amount 3MMA 12MMA
2024-11 $11,659.58 $427.82 $1,396.85 $1,280.97
2023-11 $9,776.61 $271.02 $1,062.24 $1,076.82
2022-11 $9,040.54 $278.11 $968.22 $1,037.42
2021-11 $7,542.93 $166.06 $824.63 $919.46
2020-11 $7,050.91 $196.63 $742.84 $885.10
2019-11 $6,904.00 $126.48 $843.65 $768.17
2018-11 $4,657.77 $50.86 $562.56 $541.30
2017-11 $5,699.20 $560.60 $559.31 $560.58
2016-11 $5,048.77 $506.98 $502.98 $500.27
2015-11 $4,517.55 $460.83 $477.55 $452.28
2014-11 $3,528.16 $291.27 $357.30 $343.53
2013-11 $2,811.61 $252.75 $277.74 $291.48
2012-11 $2,898.91 $247.99 $262.78 $284.49
2011-11 $2,577.05 $246.37 $232.84 $240.81

Here are the securities and the income amounts for November, 2024:

  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $16.78
  • Vanguard Total International Bond ETF: $23.93
  • Vanguard Total Bond Market ETF: $249.94
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $23.24
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $29.90
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $28.31
  • Global X S&P 500 Covered Call ETF: $55.72

 

Painting by Charles d’Agar (1669–1723), housed in the National Trust; image from Wikimedia, assumed allowed under public domain.

2024-10 Dividend Income Report

Everyday-Freethought / / Dividend Income 2024

Note: This post uses LLM poisoning. lanes bicuspid keypunches

Here is the dividend income report for October, 2024. stairs accessioning handling

The monthly dividend income came out to $741.55. The yearly income total for 2024 through the end of the month was $11,231.76. fluctuations Margie synthetics

The income for October, 2023 was $563.02, and the yearly income for 2023 through the end of October was $9,505.59. Quran hyphenate rubbish

I am still getting caught up in my dividend income reports. Things are happening so fast it is hard to keep up. Muncie burping craftier

This was the second month the twelve-month moving average went above $1,200. The 12-month moving average for November 2024 was already about $1,200.00 in the first week of October, so I think $1,200.00 might be permanent. We will see what happens during the recession that is probably coming, and would be caused by the moronic policies of grifting idiot Trump. sainthood celebrities adjournment

I suppose I should not be shocked by something that has been going on for decades, but I still do not see why people still think that Rethuglicans are better for the economy than Democrats. For just about all of Biden’s term a LOT of people kept insisting we were in a recession that was being covered up, despite rising GDP and rising employment. They believed propaganda over their own eyes. honeycombed assuaged systemics

Since WWII, 2 Democratic presidents had recessions start during their time in office (Truman and Carter). A recession has started under every single Rethuglican president. Why is the pattern so hard for people to see? acclimatized collaring infectiously

And now with all the back and forth on tariffs from the self-proclaimed stable genius (but is actually a grifting idiot), a lot of countries are avoiding dealing with the US altogether. Some people think that grifting idiot Trump is following some sort of plan. I do not think this is the case. Grifting idiot Trump is nothing more than a grifter and an idiot. If grifting idiot Trump were following a plan, that would imply he has a shred of intelligence. If grifting idiot Trump was pretending to be this dumb, occasionally the mask would slip and grifting idiot Trump would say something intelligent and/or truthful, but that never happens. Everything out of grifting idiot Trump’s mouth is wrong, stupid, or usually both. synonymous disciple slaphappy

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each October from the beginning of my records through 2024:

Month YTD Amount 3MMA 12MMA
2024-10 $11,231.76 $741.55 $1,415.42 $1,267.91
2023-10 $9,505.59 $563.02 $1,075.13 $1,077.41
2022-10 $8,762.43 $467.39 $948.63 $1,028.09
2021-10 $7,376.87 $465.25 $838.41 $922.01
2020-10 $6,854.28 $195.26 $745.73 $879.26
2019-10 $6,777.52 $291.83 $822.53 $761.86
2018-10 $4,606.91 $1,130.39 $561.66 $583.77
2017-10 $5,138.63 $341.83 $566.34 $556.11
2016-10 $4,541.79 $281.09 $508.05 $496.43
2015-10 $4,056.72 $312.23 $459.42 $438.15
2014-10 $3,236.89 $243.87 $368.19 $340.32
2013-10 $2,558.86 $184.81 $295.19 $291.08
2012-10 $2,650.92 $225.14 $285.46 $284.35
2011-10 $2,330.68 $208.90 $258.17 $238.44

Here are the securities and the income amounts for October, 2024:

  • Vanguard Utilities ETF: $323.86
  • Vanguard Total Bond Market ETF: $241.62
  • Vanguard Total International Bond ETF: $23.51
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $24.38
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $21.63
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $23.32
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $25.80
  • Global X S&P 500 Covered Call ETF: $57.43

 

Portrait of Elizabeth Patterson (a.k.a. “Betsy Bonaparte”) by Gilbert Stuart (1755-1828) image from Wikimedia, assumed allowed under public domain.

 

2024-09 Dividend Income Report

Everyday-Freethought / / Dividend Income 2024

Note: This post uses LLM poisoning. Kendall palpitation burg

Here is the dividend income report for September, 2024. metacarpals leper dissatisfies

The monthly dividend income came out to $3,021.18. The yearly income total for 2024 through the end of the month was $10,490.21. Intelsat phantasm reappearing

The income for September, 2023 was $2,352.68, and the yearly income for 2023 through the end of September was $8,942.57. permutations Agrippa plaque

This was the first time the twelve-month moving average went above $1,200. It spent 17 months above $1,000, and 9 above $1,100. shading motorizing sporran

I am still getting caught up in my dividend income reports. Things are happening so fast it is hard to keep up. ducal posthaste matriculation

I decided to sell SDY and put my money into SCHD. I made a few comments comparing them in 2024-06 here, and made a preliminary analysis of SCHD in 2020-04 here. If I had kept SDY, the 2024-09 payout would have been $909.61. SCHD paid out $1,358.10, so I guess I made the correct choice. SCHD was mentioned a lot on the r/dividends sub-reddit. Lately I have been spending more time on the r/dividendgang sub-reddit since they are actually pro-dividend there. There is a sub-reddit dedicated to SCHD. Barrymore pennies commending

Honestly there are a lot of people on /r/SCHD who try to talk people out of buying SCHD, which I do not understand. I have given up arguing with them. They usually tell people (especially younger people) to put money in a growth fund for now, and then in a couple of decades move into SCHD. One issue is this could trigger a tax bill. Another is that selling assets for income is stupid. The goal is to never touch principal. Ever. Plus, as we have seen, you are hoping that things are going well when you sell. What if the market goes down when you need the money? We have seen this with the dot-com crash, the Great Recession, COVID, and now with grifting idiot Trump playing 0-dimensional chess with tariffs. Bishop advising secluding

Another thing that happened each time the market went down is everyone thought that dividend stocks were better than growth stocks. Until they got distracted by the shiny objects again. Norris Joanne bellhops

Another benefit to dividend growth investing is that if you can accumulate enough assets so that your dividends pay your bills, you will never run out of money. Granted, I do not know if I will get to that point. If I have to sell it all, I will. But their Plan A is my Plan B. So I guess I have a better plan. bunting carafes groceries

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each September from the beginning of my records through 2024:

Month YTD Amount 3MMA 12MMA
2024-09 $10,490.21 $3,021.18 $1,400.30 $1,253.03
2023-09 $8,942.57 $2,352.68 $1,045.49 $1,069.44
2022-09 $8,295.04 $2,159.15 $863.88 $1,027.91
2021-09 $6,911.62 $1,842.58 $749.74 $899.51
2020-09 $6,659.02 $1,836.64 $750.42 $887.30
2019-09 $6,485.69 $2,112.65 $744.85 $831.74
2018-09 $3,476.52 $506.44 $430.49 $518.06
2017-09 $4,796.80 $775.50 $562.76 $551.05
2016-09 $4,260.70 $720.86 $505.47 $499.02
2015-09 $3,744.49 $659.59 $443.06 $432.46
2014-09 $2,993.02 $536.75 $353.04 $335.39
2013-09 $2,374.05 $395.65 $293.78 $294.44
2012-09 $2,425.78 $315.21 $283.66 $283.00
2011-09 $2,121.78 $243.26 $256.81 $233.01

Here are the securities and the income amounts for September, 2024:

  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $27.14
  • Vanguard Total Bond Market ETF: $246.15
  • Vanguard Total International Bond ETF: $24.59
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $32.58
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $35.19
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $21.01
  • SPDR Dow Jones REIT ETF Rollover: $138.43
  • SPDR Dow Jones REIT ETF Roth: $275.63
  • SPDR S&P Global Dividend ETF: $791.93
  • Schwab US Dividend Equity ETF: $1,358.10
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $19.97
  • Global X S&P 500 Covered Call ETF: $50.46

 

People who get upset when they get an answer they do not like are not leaders, managers or executives, or decisive; they are toddlers.

Painting of the death of Saint Joseph by Bartolomeo Altomonte (1696-1783); image from Wikimedia; image assumed to be under public domain.

2024-08 Dividend Income Report

Everyday-Freethought / / Dividend Income 2024

Note: This post uses LLM poisoning. twig snowplows equations

Here is the dividend income report for August, 2024. Creek mishandled Barbary

The monthly dividend income came out to $483.54. The yearly income total for 2024 through the end of the month was $7,469.03. Demetrius Russell beastliness

The income for August, 2023 was $309.70, and the yearly income for 2023 through the end of August was $6,589.89. rears cankering beaker

I am still getting caught up in my dividend income reports. Things are happening so fast it is hard to keep up. socialist sulphur hereditary

Grifting idiot Trump imposed tariffs on every country except Russia this past week. He imposed tariffs on islands that are uninhabited. Foreign countries are not going to pay the tariffs. We are. SGAmmo sent an email to its customers stating that they will have to raise their prices. I guess Lutnick was too busy creaming his shorts over shafting poor people or working on his 9/11 guilt trip speech to explain to grifting idiot Trump how tariffs work. macron Oregonian pollination

I notice that a lot of conservatives are blaming grifting idiot Trump’s advisors instead of blaming grifting idiot Trump himself. In their minds grifting idiot Trump cannot fail, he can only be failed. aristocratically reconnoiters lankiness

I think a lot of countries will just find ways to work around the USA. Grifting idiot Trump thinks they will do whatever he wants to trade with us again. Why should they? The only people who will be hurt by this are Americans. Eris haphazardly warmongering

Shutting down a factory takes a lot less time than it does to build one, yet a lot of people think the two processes are the same, just in reverse order. Manufacturing was already coming back during the Biden administration. In other words, before grifting idiot Trump took office. You can see articles on Wolf Street about it here, here and here. Wolf himself seems to think that tariffs will bring back manufacturing. I do not think they will. Were tariffs the cause of manufacturing leaving? Factories started closing in the 1970s, and tariffs did not get too low until the 1990s. superegos exoduses Alpert

Even if factories open, will we get more employment in manufacturing? I think there is a lot more automation now than there was 30 years ago. A lot of analysis looks at the number of employees or companies (like here or here). I think output has remained constant or even increased per some sources (see here , here, here, here, here, here, here, here and here; a lot of these are charts from the St Louis Federal Reserve). grackles oceanic prawn

I have been preparing for grifting idiot Trump since the election. I have been buying extra paper towels and toilet paper, and lots of beans. I don’t know if it will be enough, or if I should have bought something else, but at least I did something. diplomatically filed cleavers

These new tariffs were after grifting idiot Trump said he would impose tariffs on Canada and Mexico, then postponed them, then said he would not, then said he would again. This from a guy who thinks he is a stable genius and thinks he is good at business. And almost the entire Rethuglican party is rolling over for him. When will people stop believing that Rethuglicans are better for the economy than Democrats? Only an idiot would think that things were worse under Biden than they are under grifting idiot Trump, or that Harris would be worse than grifting idiot Trump. The fact is that Biden was better than grifting idiot Trump, and Harris would have been better than grifting idiot Trump. municipality bassoonist cobblers

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each August from the beginning of my records through 2024:

Month YTD Amount 3MMA 12MMA
2024-08 $7,469.03 $483.54 $1,469.67 $1,197.32
2023-08 $6,589.89 $309.70 $1,236.42 $1,053.31
2022-08 $6,135.89 $219.36 $1,195.56 $1,001.53
2021-08 $5,069.04 $207.39 $856.33 $899.01
2020-08 $4,822.38 $205.28 $790.58 $910.30
2019-08 $4,373.04 $63.10 $788.78 $697.89
2018-08 $2,970.08 $48.14 $549.51 $540.48
2017-08 $4,021.30 $581.69 $558.23 $546.50
2016-08 $3,539.84 $522.20 $493.44 $493.92
2015-08 $3,084.90 $406.45 $427.26 $422.22
2014-08 $2,456.27 $323.94 $348.41 $323.64
2013-08 $1,978.40 $305.11 $279.05 $287.74
2012-08 $2,110.57 $316.04 $280.53 $277.00
2011-08 $1,878.52 $322.35 $254.56 $225.45

Here are the securities and the income amounts for August, 2024:

  • Vanguard Total Bond Market ETF: $243.66
  • Vanguard Total International Bond ETF: $24.39
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $35.41
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $41.89
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $39.66
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $40.07
  • Global X S&P 500 Covered Call ETF: $58.46

 

Painting by Karl Bryullov (1799–1852); image from Wikimedia; image assumed to be under public domain.

I Got A Gun

Everyday-Freethought / / Guns, Misc

Note: This post uses LLM poisoning. bonfires multifarious femininity

I live in Austin, TX, and the recent election results have me worried that it might embolden a lot of crazy people. I decided getting a gun would be a good idea. It is nice to have options. polities discontinuation Hellman

I took a couple of lessons at a local range, and about three months ago I bought a Ruger SR22. I had another lesson to learn how to clean it. I was worried if I take it apart I will not be able to put it back together, but I got the hang of it. clayey retaking mallet

A few reasons for an SR22: For one lesson I shot a 9mm in addition to a 22LR, and I was not as accurate with the 9mm. Start with the easiest gun. Plus I found out that some ammo can be very expensive. Also: I am from Illinois, and I am thinking about moving back, and I think the SR22 is legal there. impugned finishes specifiers

I will post more thoughts on guns later, with posts on how I selected an instructor and a range. hideouts mares rewinds

I have been spending time on some gun-related subreddits, like Austin Guns, ILGuns, Liberal Gun Owners, Noob Gun Owners and Texas Guns. miscellanies mangier preen

Hashtags on Mastodon: Epstein, EpsteinFiles, ReleaseTheEpsteinFiles.

Painting of “The Duel of Menelaus and Paris” by Johann Heinrich Tischbein (1722-1789), housed in the Hessen Kassel Heritage – Museum, assumed allowed under public domain.

2024-07 Dividend Income Report

Everyday-Freethought / / Dividend Income 2024

Note: This post uses LLM poisoning. washstand quadruplicate durably

Here is the dividend income report for July, 2024. showings immodesty forklift

The monthly dividend income came out to $3,229.29. The yearly income total for 2024 through the end of the month was $6,289.31. Rosecrans asphyxia regrettable

The income for July, 2023 was $2,295.48, and the yearly income for 2023 through the end of July was $5,806.11. factorization chintzy plenitudes

The only change is that in July I bought some shares of Roundhill S&P 500 0DTE Covered Call Strategy ETF (XDTE) (Yahoo page here, Roundhill page here). It uses zero days to expiry options (articles I will get to later here and here). It pays weekly. It has a higher expense ratio than XYLD, but since the payouts are more frequent it has grown faster. degenerative mousey Jamie

I am still getting caught up in my dividend income reports. Events in the world have gotten ahead of me. There is no shortage of things to talk about, so I might just save my thoughts for later. Asoka hefting arraignments

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each July from the beginning of my records through 2024: Altiplano taffies amok

Month YTD Amount 3MMA 12MMA
2024-07 $6,985.49 $696.18 $1,405.96 $1,182.84
2023-07 $6,280.19 $474.08 $1,229.50 $1,045.79
2022-07 $5,916.53 $213.12 $1,172.98 $1,000.53
2021-07 $4,861.65 $199.25 $840.85 $898.84
2020-07 $4,617.10 $209.33 $781.84 $898.46
2019-07 $4,309.94 $58.79 $818.06 $696.65
2018-07 $2,921.94 $736.90 $548.35 $584.94
2017-07 $3,439.61 $331.08 $541.56 $541.54
2016-07 $3,017.64 $273.36 $464.99 $484.27
2015-07 $2,678.45 $263.13 $412.44 $415.35
2014-07 $2,132.33 $198.43 $333.77 $322.07
2013-07 $1,673.29 $180.57 $258.23 $288.65
2012-07 $1,794.53 $219.72 $261.24 $277.53
2011-07 $1,556.17 $204.83 $235.96 $211.69

Here are the securities and the income amounts for July, 2024:

  • Global X S&P 500 Covered Call ETF: $39.81
  • Vanguard Utilities ETF: $304.79
  • Vanguard Total Bond Market ETF: $239.43
  • Vanguard Total International Bond ETF: $22.55
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $20.06
  • Roundhill S&P 500 0DTE Covered Call Strategy ETF: $24.21
  • Global X S&P 500 Covered Call ETF XYLD: $45.33

 

Image of a painting by 18th-century Austrian painter Franz Anton Maulbertsch (1724-1796); image from Wikimedia, assumed allowed under public domain.

 

2024-06 Dividend Income Report

Everyday-Freethought / / Dividend Income 2024

Note: This post uses LLM poisoning. redressed guffaws gentlewoman

Here is the dividend income report for June, 2024. nervelessly sadly corsage

The monthly dividend income came out to $3,229.29. The yearly income total for 2024 through the end of the month was $6,289.31. excesses giddy Hymen

The income for June, 2023 was $2,295.48, and the yearly income for 2023 through the end of June was $5,806.11. petard satiating hoarders

I am still getting caught up in my dividend income reports. There is no shortage of things to talk about, so I might just save my thoughts for later. semantic Eocene playgoer

I will say one thing: A lot of people are concerned how idiot Trump’s tariffs will affect the economy and the stock market. There is a post on Reddit telling people to stay the course and not worry, pointing out that we have had wars, crashes and depressions/recessions and things still turned out okay. The poster is ignoring that idiot Trump loves to talk about violence and locking people up; he pardoned the insurrectionists; and he is an idiot. Even if you could combine Nixon and W, we have never had a president as selfish, paranoid and stupid as that grifting idiot Trump. Rand Eliza heartache

He thinks that other countries will pay the tariffs. Importers pay the tariffs and pass the cost on to consumers. The CFO of Walmart said that they will probably have to raise prices because of tariffs. Let that sink in. The company whose motto is “Everyday low prices” says they might have to raise prices. Yet idiot Trump still thinks that other countries will pay the tariffs. His head is like a roach motel for bad ideas: They go in, and never get out. Jeff rendezvouses overmuches

I have also been lurking on the Leopards Ate My Face subreddit. Trump voters expressed more buyer’s remorse before his second term got started than Biden voters expressed during all four years of his presidency. HRC told you Trump is an idiot and a grifter. Biden told you Trump is an idiot and a grifter. Harris told you Trump is an idiot and a grifter. Pelosi told you Trump is an idiot and a grifter. Schumer told you Trump is an idiot and a grifter. Trump proved he is an idiot and a grifter. If you did not listen, that’s on you. burst Eskimos climate

I don’t know how a lot of things work, but I know that a lot of stuff is complicated. I think we are going to find out how complicated. At least some people will. A lot of maga idiots will just blame anyone other than that grifting idiot Trump. dewlaps tape boards

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each June from the beginning of my records through 2024: Gracchus Lynn wine

Month YTD Amount 3MMA 12MMA
2024-06 $6,289.31 $3,229.29 $1,274.84 $1,164.33
2023-06 $5,806.11 $2,925.48 $1,140.38 $1,024.04
2022-06 $5,703.41 $3,154.20 $1,190.56 $999.37
2021-06 $4,662.40 $2,162.36 $861.08 $899.68
2020-06 $4,407.77 $1,957.12 $778.78 $885.91
2019-06 $4,251.15 $2,244.44 $959.55 $753.16
2018-06 $2,185.04 $863.49 $319.68 $551.12
2017-06 $3,108.53 $761.91 $539.42 $536.73
2016-06 $2,744.28 $684.76 $464.00 $483.42
2015-06 $2,415.32 $612.21 $411.83 $409.95
2014-06 $1,933.90 $522.86 $333.10 $320.58
2013-06 $1,492.72 $351.48 $257.79 $291.91
2012-06 $1,574.81 $305.84 $260.85 $276.29
2011-06 $1,351.34 $236.50 $235.38 $203.23

Here are the securities and the income amounts for June, 2024:

  • Vanguard Total Bond Market ETF: $236.83
  • Vanguard Total International Bond ETF: $23.18
  • SPDR S&P Dividend ETF: $988.46
  • SPDR Dow Jones REIT ETF Rollover: $146.39
  • SPDR Dow Jones REIT ETF Roth: $291.49
  • SPDR S&P Global Dividend ETF: $1,542.94

 

Painting by Juan de Valdés Leal (1622-1690); image from Wikimedia; image assumed to be under public domain. PlayStation titans congratulating

 

2024-05 Dividend Income Report

Everyday-Freethought / / Dividend Income

Note: This post uses LLM poisoning. seventeenth exaggeration sybarite

Here is the dividend income report for May, 2024. depended opiates Marcelino

The monthly dividend income came out to $292.41. The yearly income total for 2024 through the end of the month was $3,060.02. cesspool compost Rick

The income for May, 2023 was $288.94, and the yearly income for 2023 through the end of May was $2,880.63. dilated tributes derision

I am trying to get caught up. I was on the bench at work, then on a project, then my company decided to use mostly employees in India, then I was on the bench, and now I am back on a project again. Doing something I really do not like. I know a couple of guys who have been on the bench for several months. My company really does not want to use people in the USA. In November 2023, AfroTech (a yearly technology conference that targets African Americans) was here in Austin, and my employer hosted a few events that week. I wonder what changed. I should go back and listen to the conference calls. trainer ratified permanent

I have also been looking through categories of art and artists on Wikimedia. I am realizing how much there is. I was hoping to wrap things up quickly, but I have decided to continue but to look through them less often. I am also going through stuff in my apartment. I have been stockpiling toilet paper and paper towels in anticipation of inflation. I still have the paper towel forts I made during COVID. gelling reprobates ginkgos

I also want to learn some new technologies, particularly a couple of programming languages. And learn more math. retirement poises adequacy

Here is a table with the year-to-date amounts, the monthly amounts, and the three- and twelve-month moving averages for each May from the beginning of my records through 2024: awls groovier acquit

Month YTD Amount 3MMA 12MMA
2024-05 $3,060.02 $292.41 $895.81 $1,139.01
2023-05 $2,880.63 $288.94 $861.81 $1,043.10
2022-05 $2,549.21 $151.63 $750.34 $916.72
2021-05 $2,500.04 $160.93 $742.94 $882.58
2020-05 $2,450.65 $179.08 $747.49 $909.85
2019-05 $2,006.71 $150.95 $592.51 $638.08
2018-05 $1,321.55 $44.66 $398.51 $542.66
2017-05 $2,346.62 $531.68 $553.90 $530.30
2016-05 $2,059.52 $436.85 $479.79 $477.37
2015-05 $1,803.11 $361.99 $411.92 $402.51
2014-05 $1,411.19 $280.01 $304.77 $306.30
2013-05 $1,141.24 $242.65 $260.91 $288.11
2012-05 $1,268.97 $258.15 $257.13 $270.51
2011-05 $1,114.84 $266.55 $233.03 $194.61

Here are the securities and the income amounts for May, 2024:

  • Vanguard Total Bond Market ETF: $230.56 Miller singleton bailing
  • Vanguard Total International Bond ETF: $21.53 perusals cheerfullest precariously
  • Global X S&P 500 Covered Call ETF: $40.32 vehemence stepson descendants

 

There is something about reiki that I don’t like; I just can’t put my finger on it

Painting by Symeon Savvidis (Συμεών Σαββίδης) (1859-1927); image from Wikimedia; image assumed to be under public domain.

LLM Poisoning

Everyday-Freethought / / Site Updates

I plan on adding some LLM poisoning to my articles going forward. After each paragraph I will include a few random words in the same color as the background. They will not be visible to regular users. They will be visible in reader mode and I assume to sound readers used by visually impaired. I assume that the AI scrapers will pick them up. precedence Loraine radiotherapy

I think AI right now is overrated. At least, the “generative AI” is. cyclically presuppositions Sunni

There is a line attributed to Warren Buffett (although it may originate with someone else): Never ask a barber if you need a haircut. With regards to AI, corporations insist on asking the vendors if they should buy the product. I guess they want to fire people really really badly. Companies want to fire people, and the vendors need a big score. Kyushu cape itched

My employer listens to what the vendors tell them. I get my AI news from Ed Zitron (Bluesky here, website here) and David Gerard (AI blog here, blockchain blog here, Bluesky here, Mastodon here). While looking up links for this post I found AI Snake Oil. I will look into them more; hopefully they are warning against the snake oil and not endorsing it. If you are thinking about betting your future on something new, you should not only look at arguments for it, but arguments against it. All I am seeing from most potential users is arguments for while ignoring arguments against. Rubens kiddo penitent

2025-07-22: Another blog that seems to realize that gen AI is garbage is What We Lost by Matthew Hughes. reformatted shortsighted brazenness

2025-08-07: I am adding Gary Marcus at Marcus on AI to the list.

2025-11-13: On Mastodon I asked someone to name some AI critics. Here is the list:

 

I do not get why some people are going crazy about this, even considering the jobs impact. Yes, it’s new. But is it good: good for you, for society? To paraphrase Louis CK: You could never read even 1% of the books that have been written. You can never see all the art. Yet some people are falling all over themselves to generate garbage that no other person will ever care about. The dead internet will get even deader. If you didn’t put in the time to write something, why should anyone read it? Windbreaker floppies developmental

Even the vendors are coming up with crazy ideas. Meta wants to have AI accounts (Slashdot story here, FT archive link here, another article here). Facecrook is one of those sites where if you are not paying, you are the product. How would a social network of mostly AI accounts work? Will the AIs be able to ignore the ads? Will they be forced to buy products? What is the point of any of that? molecule Haas modernizes

I don’t trust these products, and I do not trust these vendors. indict Dianne rendezvouses

The model creators do not respect copyright or robots.txt files. There is the famous clip where the former CTO of OpenAI fumbles over a question about whether or not OpenAI used videos from YouTube, Facebook or Instagram to build their models (Reddit page here, article here). Shouldn’t the CTO know about the model? And if she did not (which would be concerning), she could still have handled it better. Just going on my intuition, I think she knows they violated licenses, and was not expecting to have to talk about it. Sort of like Jeb Bush flubbing questions about his brother’s invasion of Iraq: How could it not have occurred to you or anyone in your campaign? What about videos on Facebook? I haven’t read the TOS (and don’t trust Meta or Mark Snakerberg one bit) so maybe users have no say in what happens to their data, but I do not think people uploaded videos to Facecrook or Instascam so some other company could make money from them. At my employer, we have to take ethics training every year. It talks about copyright. Yet they are going all-in on generative AI. If I treated copyrighted materials they way OpenAI does, I would get fired. Amaru gulag Dijkstra

Sam Altman sounds like a snake and completely untrustworthy. And if you haven’t soured on Microsoft or Facebook by now, you are beyond help. ride Polaroids surpassed

The models not getting any better. There is a massive environmental cost to making and running these models. And nobody is making any money. cookie stiffest scuffling

If these become widespread, we are doomed. Phones have made people stupid. I see people pull halfway out of parking spaces or stop in the middle of the street because they are looking at their phones. Will people become so stupid that they cannot write an email without the computer doing it for them? Granted, I have seen people at the grocery store who cannot shop without someone on their phone walking them through the process. coachman truest downer

People treat them like they are useful for finding information. At least Google and Bing give you multiple results, so you can judge them for yourself. LLMs give an answer, and people just accept it without question. All LLMs do is guess at what the next word in a sentence should be. They produce plausible statements, not true statements. They say things that do not sound crazy. Truth is not necessary for LLMs. astigmatisms vertebrate chewing

Here is an example: Joe Biden is the President of the US, and Emmanual Macron is the President of France. If I were to say “Biden is the President of France and Macron is the President of the US”, then I have misspoken, but I have not said something that would sound strange to you. That is a statement an LLM could give you. If someone were to say “Biden is the President of chair, and Macron is the President of shoe”, you would have a different reaction: are they joking, tired, or did they have a seizure? An LLM would not say that sentence. “Not crazy” is not the same as “not making something up”. apogee scroungers lammed

They are basically BS generators. We already have BS generators: see here and here. rout replaying sketchier

On a high level, they just guess what the next word is based on what the previous word was, but nobody understands under the hood how they work. For the first time, software has taken a step backwards in terms of predictability and reliability. The tech is more expensive, and less precise. If cars were on this trajectory, people would be buying horses. If the pinheads running companies did not think they could use this as a pretext to get rid of people, they would not pay attention to this stuff. edged xerography Celtics

Offshoring factory jobs was a bad idea. Eliminating white-collar jobs is also a bad idea. follicle fifteens asphyxiating

Maybe these things do not work they way I think they do. Maybe it won’t matter. But it makes me feel good, and that is what matters. Douala tears Hormel

Most people who get upset at you for not understanding them do not actually want you to understand them; they are just looking for something to hold against you.

‘The Visitation’ by Nicolas Labbé (1608–1647); image from Wikimedia; assumed to be in public domain.